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December 03, 2013

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7 Mistakes The Middle Class Make With Their Money.

About half of Americans lived in middle-income households in 2014, according to Pew Research. This demographic includes families with incomes between $42,000 and $125,000. The middle class provides and consumes the bulk of services that keep society afloat, driving economic growth and investment with each purchase they make. Most middle-class families don’t have nearly enough saved to retire at age 65. Sometimes we don’t always make the smartest decisions with our money. Here are 7 money mistakes the middle class needs to stop making. 1. Racking up too much debt According to a recent study by the Federal Reserve Bank of Boston, 65% of credit card users carry a balance, which means they are paying interest each month. That money is literally flying out the window.
For middle-class Americans trying to get ahead financially, this can be a costly mistake. Remember, the average credit card interest rate is now over 15%!
2. Not increasing your retirement amount. It’s important to boost your retiremen…

15 Small Business Grants all Women Entrepreneurs Should Apply For.

1. The Eileen-Fisher Women-Owned Business Grant Female entrepreneurs who are in need of capital to expand a business can apply for the Eileen-Fisher Women-Owned Business Grant. Eileen-Fisher awards five women with grants up to $120,000. To be considered for this grant, yours must be a woman-owned company that promotes social and environmental change. Your business must have existed for at least three years, and you cannot have earned more than $1 million in annual profits.
2. FedEx Small Business Grant FedEx has demonstrated through its previous grant competitions that it is fair with its distribution of funds to women and men. To determine the winner, FedEx allows the public to vote for their favorite company in the competition. The winners with the most votes receive a $75,000 grant, and they receive free exposure through FedEx’s media outlets.

3. InnovateHER Grant The InnovateHER Challenge is sponsored by the Small Business Administration. This women-only grant allows budding entreprene…

VIDEO ~ First Lady Torri Jones Announced Her Husband Pastor Corey Jones Asked Her For A Divorce.

The First Lady Jones of Tabernacle Baptist Church (TBC) in Burlington, New Jersey makes an announcement to the congregation.
Her husband, the pastor has asked her for a Divorce.

In two minutes she thanks the congregation for their love and support and all of the things she did as the First Lady with young girls and the community.
However, he does not want to be married any longer and asked her for a divorce.
You will hear grunts from the congregation saying 'The devil is a liar'.

The 10 cities where Black Families are doing the best economically.

Forbes Magazine’s list of cities where Black Families are doing the best economically.
10. San Antonio, Texas (tie) Median household income: $41,681 Home ownership rate: 40.8% Share who are self-employed: 9.3% Change in population, 2000-13: 43.3%
9. Richmond, Va. (tie) Median household income: $38,899 Home ownership rate: 47.8% Share who are self-employed: 12.7% Change in population, 2000-13: 17.9%
8. Miami, Fla. (tie) Median household income: $36,749 Home ownership rate: 44.9% Share who are self-employed: 11.2% Change in population, 2000-13: 32.4%

7. Orlando, Fla. Median household income: $33,982 Home ownership rate: 43.8% Share who are self-employed: 11% Change in population, 2000-13: 58.9%
6. Virginia Beach-Norfolk, Va. Median household income: $40,677 Home ownership rate: 43.8% Share who are self-employed: 13.2% Change in population, 2000-13: 34.6%
5. Charlotte, N.C. (tie) Median household income: $36,522 Home ownership rate: 43.9% Share who are self-employed: 13.6% Change in population, 2000-13: 14.8%
4. Balt…

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