Via Billionaire Mark Cuban ~ "Do Not Use Credit Cards"~Unless you pay them in full every month.

"Shark Tank" investor Mark Cuban says that his number one piece of money advice is to not use credit cards, UNLESS YOU PAY THEM OFF EVERY 30 DAYS. which means No Interest!!!!

When Inc. asked him in a 2017 interview to share his best money advice, the star of ABC's "Shark Tank" and the owner of the Dallas Mavericks didn't mince words. "From my dad," he said. "Don't use credit cards."

The one thing he wishes he had known about money in his 20s, he told Business Insider in 2014, is "that credit cards are the worst investment that you can make. That the money I save on interest by not having debt is better than any return I could possibly get by investing that money in the stock market.
"I thought I would be a stock market genius. Until I wasn't. I should have paid off my cards every 30 days."
Thanks to the high rate of interest — the typical credit card charges 16.4 percent — not paying off your balance in full each month can end up costing a fortune in the long run. 

Unfortunately, many people fall into this habit and don't or can't pay off their balances. Credit card companies make it incredibly easy to spend money that you don't have: Most cards only require you to pay one percent to three percent of your balance each month, and that can be a tempting option if your budget is tight.
Cuban's solution is to simply ditch the plastic, and he's not the only rich person who benefits from living that way.
When you're getting started as an independent adult, it's important to establish good credit — that allows you to make larger purchases in the future, such as a car or home — and one way to do so is by opening a credit card. 

The good news is, if you stick to a few basic guidelines, you can easily use a credit card without going into debt.
But if you find yourself not making payments in full, or if you have already racked up credit card debt, Cuban's cash-only solution may be the answer for you.