Twenty States Suspend Professional Or Driver’s Licenses If You Fall Behind On Student Loan Payments Including Nurses & Teachers.






US states, government agencies can seize state-issued professional licenses from residents who default on their educational debts. Another state, South Dakota, suspends driver’s licenses, making it nearly impossible for people to get to work.

Creditors are taking increasingly tough actions to chase people who fall behind on student loans, going after professional licenses.

Firefighters, nurses, teachers, lawyers, massage therapists, barbers, psychologists and real estate brokers have all had their credentials suspended or revoked.



Student loans are the highest of debt after mortgages. 

In Louisiana, the nursing board notified 87 nurses last year that their student loans were in default and that their licenses would not be renewed until they became current on their payments. 

Eighty-four paid their debts. The three who did not are now unable to work in the field, according to a report published by the nursing board. South Dakota ordered officials to withhold various licenses from people who owe the state money. 




Nearly 1,000 residents are barred from holding driver’s licenses because of debts owed to state universities, and 1,500 people are prohibited from getting hunting, fishing and camping permits.

Tabitha McArdle earned $48,000 when she started out as a teacher in Houston. A single mother, she couldn’t keep up with her monthly $800 student loan payments. 

In March, the Texas Education Agency put her on a list of 390 teachers whose certifications cannot be renewed until they make steady payments. She now has no license.